Your personal shield of armour when things go wrong, liability insurance is crucial for your business, so get it right with CCS.
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Get acquainted with your future policy.
If you hire staff, employers’ liability is required by law, and without it, you could be subject to some pretty hefty fines – up to £2,500 per day.
If a third party or their property is injured/damaged due to your business or product, this could result in a claim made against you. Protect yourself with the right level of cover.
This covers directors and senior staff for claims made against them as individuals. If found personally liable, this could lead to fines or even imprisonment so it’s important to have coverage in place.
If your business offers professional advice or consultancy and a case is made against you due to incorrect or negligent advice, this can cover you for losses arising from a claim.
It’s often tricky knowing the minimum liability cover you need to stay legal. All you need to know is that your only legal requirement is employers’ liability if you hire staff. Some councils and other bodies often require you to have a certain level of public liability cover in place, but this will vary on your location and type of work. Just ask and we’ll help you along.
